Terms of Service

Effective Date: August 14, 2025 Company Name: Nuvem Catita Unipessoal Lda (“Ownership Health”, “we”, “us”, “our”)
Registered Address: Av. Aida 411 - Centro Comercial Estoril Garden, 2765-187 Estoril, Portugal

1. Acceptance of Terms

By using our website, platform, or related services (“Service”), you agree to these Terms, our Privacy Policy, and our Cookie Policy. If you disagree, do not use the Service.

2. Services

Ownership Health provides digital tools for health and performance professionals, including:

• Wearable data integration via Terra API (secure, encrypted connections)
• Progress tracking
• AI-assisted insights (“AI Co-pilot”)
• Scheduling, nutrition tools, and branded portals

3. Eligibility

You must be of legal age and authorized to process personal and health data.

4. Health Disclaimer

We do not provide medical care. AI suggestions are informational only.

5. Compliance

We comply with:

• HIPAA (U.S.) as a Business Associate where applicable
• GDPR (EU/EEA)
• CCPA (California)

6. Third-Party Services

We integrate with Terra API to connect your wearable devices. Terra API acts as a secure data processor, handling only the data necessary for integration and never using it for unrelated purposes. See their privacy policy at https://tryterra.co/legal/privacy-policy.

7. Data License

You retain rights to your data. You grant us and our sub-processors (including Terra API) the right to process your data solely for providing the Service.

8. Prohibited Use

No unlawful, harmful, or rights-infringing activities.

9. Termination

We may suspend or terminate access for violations. Certain clauses survive termination.

10. Limitation of Liability

We are not liable for indirect damages. Our maximum liability is limited to amounts paid in the past 12 months.

11. Governing Law

These Terms are governed by Portuguese law, without prejudice to applicable consumer laws.

12. Changes

We may update these Terms, with notice as required by law.